How Much Does It Cost To Go To Disney Cruise

Picture this: it’s 8 PM, the sky is a bruised purple, and you’re on a balcony, the salty breeze tickling your nose. Below, the ocean stretches out, an inky, shimmering canvas. Suddenly, a blast of music, a burst of confetti, and then… fireworks! A full-blown, dazzling fireworks display, erupting over the sea, choreographed to Disney music. My daughter, all of seven years old at the time, gasped and pointed, her eyes wide with pure, unadulterated magic. That, my friends, was our first night on a Disney Cruise. And let me tell you, the memory is priceless. But the actual cruise? Well, that’s where the math comes in.
So, you’ve been bitten by the Disney Cruise bug, huh? You’ve seen the impossibly blue water, the characters waving from decks, the promise of endless pixie dust. But then the nagging question creeps in, the one that usually accompanies dreams of glitter and sea shanties: “Okay, but how much does this actually cost?” It’s a fair question, and honestly, one I grappled with for a long time before we took the plunge. And the honest, slightly exasperating answer? It depends.
Yep, I know. Not the definitive number you were hoping for. But seriously, it’s like asking "how much does a car cost?" You can get a perfectly decent used sedan for a few thousand, or you can drop six figures on a luxury SUV. A Disney Cruise is kinda the same. There are so many variables, so many ways to tailor the experience (and the bill!) that a single, universal price just doesn't exist. But don’t fret! We’re going to break it all down, like dissecting a Mickey-shaped ice cream bar, one delicious piece at a time. Grab a cup of coffee (or maybe a mocktail, if you’re already in vacation mode), and let’s dive in.
The Big Ticket Items: What You Can't Avoid
First things first, let’s talk about the non-negotiables. These are the core costs that form the foundation of your Disney Cruise adventure.
The Cruise Fare Itself
This is, unsurprisingly, the biggest chunk of your expense. The base price of your cruise depends on several factors, and understanding these will help you navigate the booking process.
1. Duration of the Cruise
This is a no-brainer, right? A quick 3-night Bahamian getaway will obviously cost less than a luxurious 7-night Alaskan adventure. The longer you’re out at sea, the more you’re paying for accommodation, food, entertainment, and all those little Disney touches. So, if budget is a primary concern, shorter itineraries are your friend. Think of it as a delightful appetizer rather than a multi-course feast.
2. Destination and Itinerary
Where you go matters. Cruises to popular spots like the Caribbean or the Bahamas tend to be more readily available and might offer slightly more competitive pricing than, say, a transatlantic crossing or a remote destination. The ports of call also play a role. Some destinations have higher port fees, which are factored into the cruise fare.

3. Time of Year (aka The Seasonal Shenanigans)
Ah, seasonality. This is where things get interesting. Like Disney theme parks, Disney Cruises are subject to demand.
- Peak Season: Think summer holidays, spring break, Christmas and New Year’s. These are the most expensive times to sail. Everyone wants a Disney vacation when the kids are out of school, so prices surge. If you can swing it, avoid these dates like a sudden downpour on your parade day.
- Off-Season: The sweet spot! Late January, February (excluding Presidents' Day week), September, and early November often see lower prices. You might encounter slightly less-than-perfect weather, but for the savings, it’s often totally worth it. Plus, fewer crowds mean a more relaxed experience. Think of it as getting the VIP treatment without the VIP price tag.
- Shoulder Season: The periods right before or after peak season can offer a good balance of decent weather and slightly more manageable prices. It’s a bit of a gamble, but sometimes you strike gold.
4. Stateroom Category
This is where your personal comfort level and desire for a view really come into play. Disney Cruises offer a range of staterooms, from the cozy inside cabins to opulent suites.
- Inside Staterooms: The most budget-friendly option. You get all the Disney magic onboard, but you won’t have a window to the outside world. Some people find this a pro – no temptation to look out instead of enjoying the ship! Others feel a bit claustrophobic. For a shorter cruise, or if you’re really focused on saving, these are a great choice. Personally, I need a window, even if it’s just to check if it’s raining or not.
- Oceanview Staterooms: These have a real window, offering you a glimpse of the ocean. A nice step up from inside cabins, and often a good middle ground for price and amenity.
- Verandah Staterooms: This is where things get more exciting! You get your own private balcony. This is, in my humble opinion, the ultimate upgrade. Imagine sipping your coffee as the sun rises over the water, or enjoying a quiet moment watching the stars. It’s pure bliss. Prices vary based on the size and location of the verandah.
- Concierge Staterooms & Suites: For those who like to live the high life. These are the most expensive, offering premium locations, larger spaces, and exclusive services like priority boarding and access to a special lounge. If your budget stretches this far, it's a truly pampered experience.
5. Number of Guests
The per-person cost will naturally increase with more people sharing a stateroom. However, sometimes larger families can find better per-person value by booking a larger stateroom and splitting costs. It’s a balancing act!
A rough ballpark? For a 3-4 night Bahamian cruise in an inside or oceanview stateroom during the off-season, you might be looking at anywhere from $300-$600 per person, per night. For a 7-night Caribbean cruise in a verandah stateroom during a shoulder season, expect to pay closer to $500-$900 per person, per night. And those Concierge suites? Well, let's just say they can easily double or triple that!

The "Extras" That Add Up (Or Don't!)
Okay, so you've booked the cruise itself. High five! But the Disney Cruise experience is more than just the fare. There are other costs to consider, some of which you have control over, and others that are less flexible.
1. Gratuities
This is pretty standard across the cruise industry. Disney automatically adds gratuities to your onboard account. This covers your room attendant, dining staff, and other crew members who help make your vacation special.
- Standard Gratuity: As of my last check, it’s around $14.50 per person, per day for standard staterooms and $15.00 per person, per day for Concierge staterooms.
- What if I want to tip extra? You absolutely can! If you receive exceptional service, you can always add more. Just know that the automatic gratuity is for their hard work. No need to carry a wad of cash around for this.
2. Port Adventures (Excursions)
This is where you explore the destinations you’re visiting. Disney offers a wide range of excursions, from snorkeling and dolphin watching to historical tours and relaxing beach days.
Cost: This can vary wildly. A simple beach transfer might be $20-$30, while a full-day adventure like swimming with pigs in the Bahamas or a guided tour of Mayan ruins could easily run $100-$250+ per person.

Pro-tip: You don’t have to book through Disney. Sometimes you can find similar (or even better!) tours through independent operators at a lower price. Just be sure to do your research and book reputable companies, especially if you’re concerned about timing and getting back to the ship. Disney is very strict about departure times – they won’t wait for you!
3. Specialty Dining and Drinks
Disney Cruises are all-inclusive when it comes to food in the main dining rooms and buffet. However, they also offer some fantastic specialty restaurants.
- Specialty Restaurants: These are à la carte or have a set cover charge. Think Palo (Italian) or Remy (French) on the Dream and Fantasy, or the adults-only Palo Steakhouse on the Wish. A dinner at Palo can easily be $50-$75+ per person, not including drinks. Is it worth it? For a special occasion, absolutely. The food is divine.
- Alcoholic Beverages: If you plan on enjoying cocktails, wine, or beer, these are extra. A cocktail can be anywhere from $10-$18+. Disney does offer drink packages, which can sometimes save you money if you’re a regular drinker.
- Non-Alcoholic Drinks: Sodas, specialty coffees, and juices beyond what’s offered at the buffet or included in your meal are also extra. You can purchase soda packages, or bring your own non-alcoholic drinks onboard (within certain limits).
4. Onboard Spending and Souvenirs
This is the "fun money" category!
- Shops: The onboard boutiques sell everything from designer clothing and jewelry to Disney merchandise and, of course, souvenirs. Prices are comparable to what you’d find at a Disney park.
- Activities: Some activities have an additional cost, like spa treatments, Bingo, or arcade games.
- Adults-Only Areas: Some of the adult-only lounges might have cover charges for live entertainment, though this is becoming less common.
5. Travel to and from the Port
Don’t forget how you’re getting to your departure port!

- Flights: If you’re flying in, this can be a significant expense, especially if you need to travel long distances or during peak travel times.
- Accommodation: You might need a hotel the night before or after your cruise, particularly if your flight arrives late or departs early.
- Ground Transportation: Taxis, ride-shares, or airport shuttles to get you from the airport to your hotel, and then to the cruise terminal.
Disney Cruise Line vs. Other Cruise Lines: A Quick Comparison
It’s worth noting that Disney Cruises are generally more expensive than other mainstream cruise lines. Why?
- The Magic Factor: You’re paying for the unparalleled Disney theming, the characters, the Broadway-caliber shows, and the overall immersive experience.
- Customer Service: Disney is renowned for its exceptional service, and this is definitely reflected on their ships.
- Family Focus: They cater incredibly well to families, with dedicated kids’ clubs, character meet-and-greets, and family-friendly entertainment.
If you’re looking for a purely budget cruise with minimal frills, Disney might not be your first choice. But if you’re looking for a truly magical vacation that will create lasting memories, the extra cost often feels justified. It's an investment in joy, if you will.
Tips for Saving Money on Your Disney Cruise
So, you want the magic but not the astronomical bill? I hear you! Here are some ways to make your Disney Cruise a little more wallet-friendly:
- Book During the Off-Season: I can’t stress this enough. It’s the single biggest way to save on the cruise fare.
- Look for Deals and Promotions: Disney Cruise Line occasionally offers discounts, onboard credit, or special packages. Keep an eye on their website and sign up for their email list. Booking directly through Disney might also allow you to use Disney gift cards, which can be purchased at a discount sometimes.
- Consider Shorter Itineraries: A 3 or 4-night cruise is a fantastic introduction and significantly cheaper than longer sailings.
- Be Strategic with Staterooms: If you can live without a balcony for a shorter trip, an inside or oceanview stateroom can save you hundreds.
- Pack Smart: Bring your own basic toiletries, sunscreen, and any medications you might need. While onboard shops are convenient, they’re also expensive.
- Drink Water (Mostly): Take advantage of the complimentary water, iced tea, and lemonade.
- Limit Specialty Dining: Enjoy the main dining rooms! They offer incredible variety and quality. If you do want a specialty meal, perhaps choose one for a truly special occasion.
- Book Excursions Independently (Wisely): As mentioned, research and book with reputable local operators for potential savings.
- Set a Budget for Onboard Spending: Decide in advance how much you’re willing to spend on souvenirs, drinks, and extras.
- Use Disney Gift Cards: If you can find them on sale or get cashback rewards, these can be used for most onboard purchases.
The Final Verdict: Is It Worth It?
So, after all this talk of numbers and percentages, the big question remains: Is a Disney Cruise worth the cost? For our family, the answer has always been a resounding yes. That feeling of wonder on my daughter’s face during the fireworks? Priceless. The seamless, stress-free vacation where everything is taken care of? Invaluable. The ability to disconnect and create shared memories that will be cherished for years to come? Immeasurable.
Yes, it’s an investment. It’s not a budget-friendly spontaneous getaway for everyone. But if you’re a Disney fan, if you’re looking for a vacation that’s truly designed for families, and if you’re willing to do a little bit of planning and potentially travel during the off-season, you can absolutely experience the magic of a Disney Cruise without completely draining your savings account. Start saving, do your research, and get ready for an adventure that’s practically perfect in every way. You might just find that the memories you make are worth far more than the price tag.
